Page 9 - Calculating Agriculture Cover 20191124 STUDENT - A

Table of Contents v

MORTGAGES (12) — Calculating Principal & Interest on a Mortgage (12) — Mortgage Types: Fixed and
Variable Rate (12) — Calculating Principal and Interest (12) — Preparing a Loan Payment Schedule (14) —
Factoring an exponent (17) — Using Tables to calculate monthly payment and interest (18) — Calculating the
Monthly Payment using Interest Rate Charts — Table 16.1, Page 16-27 (18) — Building a Loan Payment
Schedule (20) — ANNUAL PERCENTAGE RATE (APR) (21) — Calculating Annual Percentage Rate (APR)
(22) — Homework #16-1 (33)

CHAPTER 17 Credit Supplement
How to build Loan Payment Calculator with MS Excel
Use the Standard Loan Payment Equation (2) — Building a Loan Payment Calculator in Excel (2) — Loan
Payment Schedule (10) — Labeling Cells (11) — LAST INSTRUCTION: SAVE THE FILE! (20) —
Homework 17-1 (21)

CHAPTER 18 Insurance & Risk Management
Catastrophic loss (2) — FIRE INSURANCE (3) — Premiums for Fire Insurance (3) — Basic Rates (3) —
Short-Term Rates (4) — Policy Cancellation by the Insured (4) — Cancellation by the Insurance Company (4)
— Fire Loss Indemnity (5) — Indemnity Settlement Under an Ordinary Fire Policy (5) — Coverage and claims
settlement when more than one Insurance Company insures the same property (6) — Settlement Under
Coinsurance (6) — Example of Proper Valuation (7) — How is the Co-Insured liability (Indemnity)
Calculated? (7) — The Bottom Line (7) — VEHICLE INSURANCE (7) — Types of Vehicle Insurance
Coverage (8) — Other Coverage’s (8) — Bodily Liability coverage (8) — Personal injury protection (8) —
Property Damage Liability (8) — Collision insurance (8) — Comprehensive insurance (8) — Uninsured
motorist insurance (8) — Underinsured motorist insurance (8) — No-Fault Insurance (8) — Medical payments
coverage (9) — Gap insurance (9) — Towing and labor insurance (9) — Premiums for Vehicle Insurance (9)
— Usage Classes (9) — Territory Rates (10) — Automobile Value (10) — CROP INSURANCE (12) — Crop
Insurance Coverage (12) — Risk management (13) — Causes of Loss (13) — The Federal Crop Insurance
Program (13) — Price Protection Insurance (14) — Yield Loss (14) — What does Crop Insurance Cost? ( 16)
— NOTES: (17) — Dairy producers (17) — Livestock Risk Protection (17) — Homework #18-1 (19) —
Homework #18-2 (23)

CHAPTER 19 Payrolls, Wages and Commissions
GROSS PAY (2) — Measuring Time (2) — Piecework (3) — Wages on hours worked plus Productivity
(piecework) (4) — Differential Piecework – progressive output (4) — Efficient Production Bonus for time (4)
— Extra Production Premium (5) — Commission Earnings (6) — Straight Commission (6) — Salary and
Commission (6) — Graduated Commission (6) — NET PAY (7) — Employees' Social Security and Medicare
Deductions (FICA) (7) — Tax rates and the social security wage base limit (7) — 1. Retirement Benefits (8) —
2. Disability Benefits — 3. Survivors Benefits (8) — 4. Medicare (8) — 5. Congress borrows (8) — Employee
Federal Income Tax Withholding (10) — Federal Income Tax Withholding Tables (10) — Rounding (11) —
Voluntary Employee Deductions (11) — Employees' Earnings Record (14) — Homework 19-1 (15) —
Homework 19-2 (17)

IV. BUSINESS ASSETS AND OWNERSHIP

CHAPTER 20 Asset Depreciation and Depletion
Valuation of fixed depreciable assets (2) — Assessing the value and life of assets (2) — Straight-Line Method
(3) — Rounding Rules (4) — Units-of-Production Method of Computing Depreciation (5) — Sum-of-the-Years
-Digits Method of Computing Depreciation (6) — Declining-Balance Method of Computing Depreciation (7)
— How to Calculate Declining Balance Depreciation (7) — Calculating the Declining Balance Rate? (8) —
Modified Accelerated Cost Recovery System (9) — Examples of MACRS and Useful Life of Assets (9) —
Depreciation Methods (10) — DEPLETION OF NATURAL RESOURCES (12) — Homework 20-1 (15).

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